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Conventional
Conventional loans are the most common in the mortgage industry. They’re funded by retail and wholesale lenders and then sold to government-sponsored enterprises like Fannie Mae and Freddie Mac.
FHA
An FHA loan is a mortgage insured by the Federal Housing Administration. Allowing down payments as low as 3.5% with a 580 FICO, FHA loans are helpful for buyers with limited savings or lower credit scores.
VA
A VA loan is a $0-down mortgage option funded by lenders and partially backed, or guaranteed, by the Department of Veterans Affairs (VA). Eligible borrowers can use a VA loan to purchase a property as their primary residence or refinance an existing mortgage.
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The experience of working with Zach was exceptional. He was patient with my numerous first-time homebuyer questions, informative through keeping up with market trends, and made the lender-borrower relationship personal. This was evident in quick responses during “off-hours” and he was incredibly trustworthy throughout each interaction. I couldn’t recommend him enough as a partner in the home buying process.
-Hiwa N.
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